At Poway Modern Dentistry, we accept and honor most major PPO dental insurance plans to make dental care convenient and affordable for our patients. Our knowledgeable front office team is here to help you maximize your dental benefits and minimize out-of-pocket costs. We will file insurance claims on your behalf, saving you time and effort. We also welcome cash payments for patients without insurance and provide clear options to suit your needs.
We are proud to partner with the following insurance carriers:
- Aetna
- Ameritas
- Anthem Blue Cross
- Cigna
- Delta Dental
- Guardian
- MetLife
- United Healthcare
- UCCI
Contact our office today for details about your specific insurance plan or payment options. We’ll provide upfront information about what your insurance covers and help you explore solutions for any remaining balance.
Insurance FAQ
- Indemnity, PPO, & Discount Insurance Plans
- Indemnity Insurance: Offers flexibility by reimbursing patients or dentists based on UCR (Usual, Customary & Reasonable) fees, allowing you to visit any dentist.
- PPO (Preferred Provider Organization): The most common type of plan, providing a network of dentists who have agreed to lower fees. PPO plans typically cover up to 100% of preventive care, 80% of basic care, and 50% of major treatments, with annual maximums ranging from $1,000 to $2,000.
Financial Options
We understand that affordability is a very important factor in dental care, so we offer various payment methods and financing solutions to fit your needs.
We accept payments by cash, check, ATM, Visa, MasterCard, Discover, and American Express. Additionally, we offer payment plans, including zero-interest options, through Care Credit. You can apply online or ask us about it during your visit.
For those without insurance, we provide the Advantage Dental Savings Plan—a perfect alternative to dental insurance. This plan offers significant savings on a variety of dental services. Insurance policies generally cover only a subsequent portion of the treatment cost, so you would be responsible for paying the remaining balance which is not covered by your insurance. Please ensure to bring your insurance card to every visit, and we’ll gladly process your claim.
We accept and are in-network with most traditional plans.
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Aetna
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Cigna
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Renaissance Dental
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Humana Dental Insurance
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UnitedHealthOne Dental Insurance
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Physicians Mutual
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Humana Dental Insurance
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UnitedHealthOne Dental Insurance
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Physicians Mutual
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Millenium Dental
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UnitedHealthOne Dental Insurance
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Physicians Mutual